Comprehensive Insurance Solutions


At Above & Beyond Insurance Services, we take the time to understand your financial situation and educate you on the available options. Our goal is to help you make informed decisions and select a strategy that provides confidence, security, and peace of mind for the future.

Lori Gaines


As an Independent Life, Health, and Annuity Agent with 12 years of experience, I am committed to helping individuals and families protect what matters most through personalized insurance solutions. Built on values of transparency, honesty, and integrity -principles that inspired the name of my agency-I take pride in going above and beyond for every client. Whether assisting with life insurance, Medicare planning, disability coverage, cancer protection, fixed annuities, or other ancillary products, my goal and passion is to help clients find coverage that fits both their needs and budget while providing guidance they can trust and protect their financial future. 
Contact Lori Gaines By phone: 904-942-2890 Email: lori@abovenbeyondinsurance.com
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Above & Beyond can lift you up with coverage and peace of mind.

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